Bill Fleckenstein discusses the US economy and why the banks are still dangerous investments. Fleckenstein says the market has become oversold in the short-term and sentiment is too negative, but says we remain mired in a trading range as many of our economic problems remain:
![Cullen Roche](https://pragcap.com/wp-content/uploads/2022/01/Headshot2022-1-144x144.png)
Mr. Roche is the Founder and Chief Investment Officer of Discipline Funds.Discipline Funds is a low fee financial advisory firm with a focus on helping people be more disciplined with their finances.
He is also the author of Pragmatic Capitalism: What Every Investor Needs to Understand About Money and Finance, Understanding the Modern Monetary System and Understanding Modern Portfolio Construction.