When we talk about personal finance we often talk about paying off our debts to become financially free. But this is a fallacy of composition. While some households can pay [ … ]
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One of the most confused (and confusing) elements of endogenous money is the idea of “funding”. Endogenous money is not a new theory, but it is not well understood even [ … ]
I am a big advocate of low cost diversified indexing in much the same way that most Vanguard funds work. The reason for this is simple – it’s been proven [ … ]
Most of what we end up doing in our lives is determined not by what we decide to do, but by what we decide NOT to do. In the course [ … ]
Should we pursue appropriate portfolios or optimal portfolios?