I did an interview this morning with John Langston on Straight Talk Money in Houston. Some of the topics we touched on:
- This amazing phenomena where water falls from the sky in San Diego.
- Why the housing market is a buy for long-term holders, but still a risky bet for those speculating in real estate.
- Why we’ve seen a refi boom and why interest rates are likely to stay low.
- Why learning from the balance sheet recession matters.
- How politicians, pundits and famous market prognosticators misunderstand the monetary system and why.
- I discuss my new financial firm, Orcam Financial Group and how I’m hoping to create a company that helps empower individual investors through better understand the monetary system, financial markets and giving them the understanding to feel more confident taking more control over their finances.
- And lastly, we cover what I would say to the country about the fiscal cliff and what we should do about it.
You can find the full interview here.
![Cullen Roche](https://pragcap.com/wp-content/uploads/2022/01/Headshot2022-1-144x144.png)
Mr. Roche is the Founder and Chief Investment Officer of Discipline Funds.Discipline Funds is a low fee financial advisory firm with a focus on helping people be more disciplined with their finances.
He is also the author of Pragmatic Capitalism: What Every Investor Needs to Understand About Money and Finance, Understanding the Modern Monetary System and Understanding Modern Portfolio Construction.
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