I’ve been off the grid for the last week, but I am back today and trying to play catch-up. So I figured I’d start with a Q&A and an open forum. Feel free to discuss whatever you’d like or ask whatever you’d like. If you think I missed anything in the last week then let me know. Or if you just have something good to share then let’s hear it.
![Cullen Roche](https://pragcap.com/wp-content/uploads/2022/01/Headshot2022-1-144x144.png)
Mr. Roche is the Founder and Chief Investment Officer of Discipline Funds.Discipline Funds is a low fee financial advisory firm with a focus on helping people be more disciplined with their finances.
He is also the author of Pragmatic Capitalism: What Every Investor Needs to Understand About Money and Finance, Understanding the Modern Monetary System and Understanding Modern Portfolio Construction.
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