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LOAN SURVEY: CREDIT MARKET IMPROVEMENT

The Fed’s Senior Loan Officer Survey is telling us what many other credit crisis indicators are saying: things are improving. In summary, loan standards have tightened, cost or borrowing has declined, demand for loans is still weak, commercial real estate is still a mess, household mortgage demand was up and mortgage underwriting standards are tightening. All in all, there were some positive signs in the report:

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