Jan Hatzius, chief U.S. economist at Goldman Sachs discusses his outlook for 2011. Hatzius believes the housing problems remain substantial and likely point to a further 5% decline in 2011. He does not expect the housing market to return to normal for several more years. Hatzius has a bit more optimistic outlook for the US economy as a whole in the coming year.
Mr. Roche is the Founder and Chief Investment Officer of Discipline Funds.Discipline Funds is a low fee financial advisory firm with a focus on helping people be more disciplined with their finances.
He is also the author of Pragmatic Capitalism: What Every Investor Needs to Understand About Money and Finance, Understanding the Modern Monetary System and Understanding Modern Portfolio Construction.