Howard Davidowitz is a superb retail analyst. He has been dead right about this economy for years and his specialty happens to be at the core of all of our issues. He thinks the U.S. is in big trouble:
Mr. Roche is the Founder and Chief Investment Officer of Discipline Funds.Discipline Funds is a low fee financial advisory firm with a focus on helping people be more disciplined with their finances.
He is also the author of Pragmatic Capitalism: What Every Investor Needs to Understand About Money and Finance, Understanding the Modern Monetary System and Understanding Modern Portfolio Construction.