After a wonderful 20 year career at Merrill Lynch Richard Bernstein is moving on to greener pastures. He leaves us with this nice nugget of knowledge.
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*Source: Alphen Asset Management
Mr. Roche is the Founder and Chief Investment Officer of Discipline Funds.Discipline Funds is a low fee financial advisory firm with a focus on helping people be more disciplined with their finances.
He is also the author of Pragmatic Capitalism: What Every Investor Needs to Understand About Money and Finance, Understanding the Modern Monetary System and Understanding Modern Portfolio Construction.